blk-mq: refactor request insertion/merging

Refactor the logic around adding a new bio to a software queue,
so we nest the ctx->lock where we really need it (merge and
insertion) and don't hold it when we don't (init and IO start
accounting).

Signed-off-by: Jens Axboe <axboe@fb.com>

diff --cc block/blk-mq.c
Simple merge